Whether you’re downsizing your home or moving into a larger one, relocating across the country for a new job opportunity or down the street into a nicer house, a move is an exciting time full of change—no matter the reason. Although relocation projects can vary dramatically in size and scope, one thing that everyone has in common while moving is the desire to keep their belongings safe and secure from point A to point B.

There’s no doubt that hiring reliable, professional movers is your best option for avoiding damage to your items during a move. Even so, it’s important to protect your most valuable belongings with the proper type of moving coverage, just in case something should go wrong.  In this article, our team at Harrington Moving & Storage will cover the difference between basic valuation and full valuation of your items to help you prepare for your upcoming relocation.

Understanding the Difference in Coverage

One thing that is important to understand is that valuation coverage is not insurance. The mover will provide valuation coverage at different levels, according to the type of item you’re planning on moving. Some valuation packages have no additional cost, while others add to the overall price of your relocation package. Paying more might seem like a burden, but this option can potentially save you from plenty of stress just in case something happens to your item during the move.

In any case, all levels fall under one of two types of valuation coverage:

  • Basic Valuation Coverage: As a rule, there is no additional cost associated with this coverage. However, in most cases, this won’t provide the kind of comprehensive coverage that most people need for their move. This type of valuation coverage is best used if you already have additional coverage or your belongings are not valuable either monetarily or sentimentally.

    At this coverage level,, you can expect to become reimbursed at a rate of $.60 per pound the item in question weighs. For example, an $800 smart device that only weighs two pounds, would mean a reimbursement of $1.20. In this case, the basic coverage is certainly not a valid return on your investment.
  • Full Valuation Coverage: When you need the utmost protection but don’t want to purchase additional insurance you should consider full valuation coverage. This is also known as mover’s insurance. Most moving companies will offer mover’s insurance provided by them at an additional cost. If you elect to use them to cover your items, you will receive a certificate of insurance from them. This works as your proof of purchase and must be fully completed in line with all terms and deductibles.

Hiring Professional Packers

In addition to understanding these two common types of coverage, policies, it never hurts to utilize professional services to further protect your belongings. Consider hiring a team of professional packers that specialize in full-service packing and custom crating. By booking these types of services with a reputable moving company, you can dramatically reduce the possibility of breakage or damage of your belongings during a move. ,

A high-quality moving company can also mean a completely stress-free and efficient moving experience. One of the most stressful aspects of relocation is the packing portion of the move, which can be completely eliminated by choosing to have the professionals take care of it for you. When considering moving companies to help with your move, make sure to ask about full-service packing options and how they can benefit your moving experience.

Professional Packing Services in New York and New Jersey

Since 1996, the team at Harrington Moving & Storage has worked to become the preferred full-service moving company for New Jersey and New York residents. We pride ourselves on providing affordable moving services with unmatched, personalized service for our customers.

We know that every move is unique, which is why we offer customizable solutions for all kinds of moving situations. Some of the many benefits of working with us include:

Ready to schedule your move? Give us a call to speak with one of our movers to learn more about our moving services, or fill out our online form to schedule your free, in-home pricing estimate and consultation.