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Living in Jersey City 🏬 | What to Know Before Moving to Jersey City NJ

Are you considering a move to the vibrant city of Jersey City? Jersey City is situated along the Hudson River and offers attractions and amenities that cater to a wide variety of lifestyles. Known for its stunning views of the New York City skyline, Jersey City is a good place to live for both work and play. The area offers a vibrant city life, excellent schools, and a diverse food scene. Jersey City offers a diverse range of living options to suit every taste and budget. Let’s dive into what it’s like living in Jersey City.

Where Is Jersey City?

Jersey City is in Hudson County and is the county seat of the area. The city is also the largest and most populous city in Hudson County. This vibrant city is bounded on the east by the Hudson River and Upper New York Bay and on the west by the Hackensack River and Newark Bay. The city’s northern border touches the communities of Secaucus, North Bergen, Union City, and Hoboken, while the southern border touches Bayonne.

Jersey City is often considered to be New York City’s sixth borough, and is a part of the New York metropolitan area. It is only 3.7 miles from Downtown Jersey City to New York City via the Holland Tunnel. 

Jersey City Information

  • Jersey City county: Hudson County
  • Jersey City area: 21.03 square miles
  • Jersey City zip code: 07097-07311
  • Jersey City area code: 201, 551
  • Jersey City elevation: 20 feet
  • Jersey City time zone: Eastern Standard Time (EST), UTC-5
  • Closest airport to Jersey City: Newark Liberty International Airport (EWR), 10.2 miles away 

Jersey City Population & Demographics

What is the population of Jersey City? The Jersey City NJ population is 292,449, which is an 18.1% increase over the past decade. Jersey City is the second largest city in New Jersey (just after Newark), with a population density of 19,835 people per square mile. Jersey City’s growing population places it as the 74th-most-populous city in the country. Additionally, Jersey City is a part of the New York metropolitan area, which is the largest metropolitan area in the world by urban landmass. This metropolitan area has a population of 23.6 million.

Jersey City has a very diverse population, with a racial and ethnic composition of 30.5% White (23.0% non-Hispanic), 25.8% Asian, 21.5% Black or African American, 12.2% two or more races, and 0.6% American Indian. Additionally, 41.2% of the population is foreign-born. Living in Jersey City is a popular choice among families, as it is a quieter alternative to bustling NYC. As such, 83% of households in Jersey City are occupied by married couples, 7% are occupied by non-family members, 7% are occupied by female households, and 3% are occupied by male householders.

Additional Jersey City Demographics:

  • Sex ratio: 50% female, 50% male
  • Median age: 39.3
  • Educational attainment: 90.0% high school degree (or higher), 51.9% bachelor’s degree (or higher)
  • Median household income: $91,151 (compared to the New Jersey average of $97,126)
  • Notable people from Jersey City: Media personality Martha Stewart, singer Frank Sinatra, singer Queen Latifah

Transportation

It is not necessary to have a personal vehicle when living in Jersey City. In fact, in a recent study from WalletHub, it was reported that Jersey City is one of the worst cities in the country to drive in. The traffic in the city can be treacherous, especially during rush hour, when heading in the direction of Midtown Manhattan. 

Luckily, you’ll have access to some of the world’s best public transportation systems when living in Jersey City. Jersey City has one of the highest rates of transit ridership in the nation, with nearly 50% of residents using public transit to commute to work, according to the City of Jersey City. Whether you are heading to Downtown Jersey City, Lincoln Park, Liberty State Park, the New York Harbor, or the suburbs of New Jersey, there’s a public transportation option for you. Here are a few ways to get around in the Garden State.

  • Hudson-Bergen Light Rail: This light rail system connects the communities of Bayonne, Jersey City, Hoboken, Weehawken, Union City, and West New York
  • PATH: 24-hour rapid transit system with service to Hoboken Terminal, 33rd Street Station in Midtown Manhattan, World Trade Center in Lower Manhattan, and Newark Penn Station in Newark
  • Bus: the Journal Square Transportation Center, Exchange Place, and Hoboken Terminal are all popular bus stations serving Jersey City’s diverse population

Additionally, you can enjoy easy access to several airports when living in Jersey City. Newark Liberty International Airport, John F. Kennedy International Airport, and LaGuardia Airport are all under 35 miles from Jersey City. 

Jersey City Cost of Living

Is Jersey City expensive? In general, the cost of living in Jersey City is on the higher end. The Jersey City Cost of Living Index is 139.5. This means that living in Jersey City is 39.5% more expensive than the national average of 100. It is also 16.4% higher than the New Jersey average of 119.8.

Although the cost of living in Jersey City, New Jersey, it is incredibly affordable compared to the nearby city of New York. Although New York City is only a few miles away from Jersey City, it is much more expensive. The Cost of Living Index in New York City is 255, making it 115.5% more expensive than Jersey City. Because of this huge difference, many people find moving to Jersey City NJ a more appealing choice than the Big Apple.

According to the Economic Policy Institute, a family of four living in Jersey City would need to earn $110,848 per year to live comfortably in the city. Additionally, the MIT Living Wage Calculator suggests that two working adults with two children living in Jersey City would need to earn at least $48.43 per hour to support their family without falling below the poverty line.

Typical Jersey City Living Expenses

  • Meal at an inexpensive restaurant: $18.00
  • Gallon of milk: $4.13
  • Carton of eggs: $4.56
  • Bottle of wine: $19.50
  • Gallon of gas: $3.43
  • Cell phone bill (monthly): $42.14
  • Average Jersey City utilities per month: $117.67


Source: Numbeo

Before moving to Jersey City NJ, you’ll want to understand the taxes you’ll pay when living in the area. New Jersey has a state income tax range of 1.40-10.75%, and the amount you will pay in income tax will depend on your specific income bracket. Additionally, the sales tax in Jersey City is 6.63%. Before buying a house in New Jersey, you’ll want to consider property taxes. Property taxes in Jersey City are based on the total assessed value of the property (land value + improvements value - exemptions) divided by $100 and then multiplied by the tax rate. The tax rate is set each year by the Hudson County Board of Taxation, and you can pay your taxes on the city’s website.

One of the biggest expenses you will encounter when living in Jersey City is real estate. The Jersey City real estate market is booming, with several home and apartment living options in the area.

Jersey City Real Estate | Average Rent & Home Prices

Are you thinking about purchasing Jersey City NJ real estate? Luckily, Jersey City is full of charming neighborhoods with several different real estate options. According to Redfin, the median home price in Jersey City is $710,000. This is higher than both the national average of $420,000 as well as the New Jersey average of $495,000. Home prices in Jersey City are up 6.8% compared to last year, and homes sit on the market for an average of 43 days.

There are several housing options to choose from when living in Jersey City. From historic brownstones to modern condos, there’s something for everyone in this big city. If you want to live in the city and enjoy a view of the Manhattan skyline, then you may want to opt for one of the high-rise apartment buildings downtown. If you want a house with a yard, then you should check out the areas near Liberty State Park and the Hudson River.

If you would rather rent real estate when living in Jersey City, then there are many great options for you to choose from. According to RentCafe, the average rent in Jersey City is $3,581 per month. The most expensive neighborhoods in Jersey City include Hudson City, Mount Pleasant, and Washington Village, where the average apartment rent is $4,205 per month. The most affordable neighborhoods include Society Hill, South Greenville, and State College, where rent averages out to about $2,108 per month. According to the 2022 Rental Affordability Report, living in Jersey City is more affordable for renters rather than buyers.

Neighborhoods in Jersey City | Best Places to Live in Jersey City

Before moving to Jersey City NJ, you’ll want to find a great neighborhood to settle down in. Whether you are drawn to charming tree-lined streets or the bustling city life, Jersey City has a neighborhood for you. These are the best areas to live in Jersey City.

Downtown Jersey City | Popular Among Young Professionals

When living in Jersey City, you can’t go wrong with a move to the Downtown area. Downtown Jersey City is a hub for local businesses and restaurants and is a hotspot for those who love the city’s food scene. This walkable area is popular among young professionals and commuters, offering residents easy access to NYC. In this area, you’ll find many incredible waterfront apartments with stunning views of the Manhattan skyline. The average rent in Downtown Jersey City is $3,561.

Liberty Park | One of the Safest Neighborhoods in Jersey City

Liberty Park is easily one of the best neighborhoods in Jersey City. This area is popular among families, as it is recognized as one of the safest neighborhoods in the area. The crime rate in Liberty Park is 60% lower than the Jersey City average. Additionally, the neighborhood is within walking distance of some of the best Jersey City public schools. When living in the Liberty Park neighborhood, you can enjoy easy access to Liberty State Park, which offers views of both Ellis Island and the Statue of Liberty.

Journal Square | Walkable Jersey City Neighborhood

Journal Square is Jersey City’s business and residential district and includes a diverse mix of green spaces, cozy restaurants, and shopping opportunities. This neighborhood is incredibly walkable, and there are several public transportation options to utilize. When it comes to housing options in the area, you’ll mostly find condos and apartments. However, there are a few houses situated on the outskirts of Journal Square. According to Redfin, the median home price in Journal Square is $421,000.

Lincoln Park | Charming Area With Waterfront Views

The area near Lincoln Park is one of the most desirable places to live in Jersey City. Lincoln Park borders the Hackensack River, providing many residents with gorgeous waterfront views. Lincoln Park itself is one of the best things to do in Jersey City. It is the largest park in Hudson County, offering athletic facilities, statues, trails, and wildlife habitats.

Jersey City Weather & Climate

When living in Jersey City, you will experience a humid subtropical climate, with hot, humid summers and mild to cool winters. You may want to pack a snow shovel and a rain jacket when moving to Jersey City, as the average annual snowfall is 29 inches, and the average annual rainfall is 49 inches. The average summer Jersey City temperature is 77.5ºF, and the average winter Jersey City temperature is 34ºF. 

Jersey City Restaurants

One of the best things to do when living in Jersey City is to check out all of the city’s incredible restaurants. Because of Jersey City’s diverse population, you’ll find a melting pot of different cuisines to choose from when living in the area. These are just a few of the best restaurants in Jersey City. 

Things to Do in Jersey City

What is there to do when living in Jersey City? Whether you want to be one with nature or check out the best urban attractions, Jersey City has an attraction for you. These are a few fun things to do in Jersey City.

Top Jersey City Attractions

  • Liberty Science Center: Everyone must visit the Liberty Science Center when living in Jersey City. This interactive museum is four stories tall with galleries, a planetarium, and a 3D theater. 
  • Empty Sky Memorial: Empty Sky Memorial points towards Ground Zero and is inscribed with the names of New Jersey’s 9/11 victims.
  • J Owen Grundy Park: This riverfront pier faces the Manhattan skyline and features benches, a kids’ play area, and more.
  • Flag Plaza: Located near Liberty State Park, Flag Plaza is a picnic spot with views of the Statue of Liberty.
  • Colgate Clock: The Colgate Clock is located near Liberty State Park and was built in 1924. Before it was moved to the street, it was located atop the headquarters of Colgate-Palmolive.
  • Lincoln Park: This is the largest park in Hudson County, featuring tennis courts, a dog run, playgrounds, and walking paths.
  • Hudson River Waterfront Walkway: This peaceful walkway offers views of both the Hudson River and the NYC skyline.

Jersey City Entertainment & Arts

  • Katyn Memorial: This statue along the riverfront memorializes the 1940 massacre of Polish soldiers.
  • Mana Contemporary: Mana Contemporary is an art museum with rotating exhibits throughout the year. 
  • White Eagle Hall: Head over to White Eagle Hall to catch a live show. 
  • Monty Hall: Monty Hall is one of the most well-known live music venues in all of Jersey City.

Jersey City Museums

Jersey City Parks & Outdoors

  • Liberty State Park: Liberty State Park offers waterfront views of Manhattan, miles of tree-lined walkways, and plenty of green spaces.
  • Van Vorst Park: Van Vorst Park is a historic public square with a community garden, dog runs, and farmer’s market.
  • Morris Canal Park: This quaint park overlooks the water and provides a panoramic view of the New York City skyline.
  • Newport Green Park: When living in Jersey City, you can’t miss out on Newport Green Park. This waterfront park features a beach, a play area, and a splash park.

Shopping in Jersey City

  • Newport Centre: This indoor three-level shopping mall includes retail shops, restaurants, and a movie theater. 
  • Newport Plaza: Newport Plaza is a classic strip mall featuring a grocery store, fast-food dining options, and retail stores.
  • Harborside Financial Center: This small indoor mall has several boutiques as well as services like a nail salon and physical therapy.

Map of Things to Do in Jersey City NJ

Sports

When living in Jersey City, you’ll have your fair share of sports to support. Although there are no professional sports teams in Jersey City, you’ll find several nearby options, such as:

Jersey City Crime Rate

Is Jersey City safe? Let’s take a look at the Jersey City crime rate.

  • Overall crime in Jersey City: 1,940 crimes per 100,000 people (43.3% higher than the state average and 17.3% lower than the national average)
  • Violent crime in Jersey City: 443 crimes per 100,000 people (126.7% higher than state average and 14.2% lower than national average)
  • Property crime in Jersey City: 1,497 crimes per 100,000 people (29.3% higher than state average and 23.6% lower than national average)

As you can see, the crime rates in Jersey City are higher than the state average but lower than the national average. It is important to remember that Jersey City is a very large city, so naturally, the crime rates will be a bit higher. However, Jersey City is still a safe place to live. There are several neighborhoods in the city that see little to no crime at all. Additionally, CBS News recently reported that crime in Jersey City is on a historic decline, with homicides and other violent crimes at an all-time low. Residents living in Jersey City are protected by the Jersey City Division of Police.

Economy & Jersey City Jobs

Will you need a job before moving to Jersey City NJ? One of the city’s most prominent industries is finance, with numerous financial institutions establishing a presence in the city, attracted by the city’s proximity to Wall Street. Jersey City is the home of the headquarters of finance companies like Verisk Analytics, Lord Abbett, and IPC Systems.

Additionally, it was reported by NJ.com that the Jersey City arts and culture community generated over $46 million in economic activity in 2022. The city is incredibly proud of the artists that live in the area. In fact, the city recently awarded 78 local artists a total of $1 million through their Arts & Culture Trust Fund, according to The Hudson County View.

Some of the top employers in Jersey City include:

According to PayScale, the average salary in Jersey City is $90,000. If you are on the hunt for jobs in Jersey City, then check out the city job board or search for “Jersey City jobs” on Indeed.

Healthcare

When living in Jersey City, you will have access to a diverse array of healthcare options. The city is home to numerous hospitals and medical centers, such as Jersey City Medical Center and Christ Hospital.

Additionally, the city’s proximity to New York City further expands healthcare options, with renowned medical institutions like Mount Sinai just a short commute away. Whether you are seeking routine check-ups, specialized treatments, or emergency care, Jersey City offers comprehensive healthcare resources to meet your needs.

Jersey City Schools

Students living in Jersey City are served by one of the best school districts in New Jersey: Jersey City Public Schools. Jersey City Public Schools serves just under 30,000 students across 39 schools. This Jersey City school district is home to several Blue Ribbon Schools, including:

McNair High School has also been named as a “Star School,” which is the highest honor that a New Jersey school can receive. 

In addition to Jersey City public schools, there are also several private schools for you to choose from when living in Jersey City. Some of the top private schools in Jersey City include Sacred Heart School, St. Joseph School, and Our Lady of Czestochowa School. In 2015, Our Lady of Czestochowa School was recognized as one of six private schools in New Jersey as a National Blue Ribbon School.

When living in Jersey City, you will have access to the Jersey City Free Public Library

Jersey City Utilities & DMV Change of Address

Do you need to transfer your utilities to your new home before moving to Jersey City NJ? These are the providers you will need to know about when living in Jersey City:

To change your address or receive a new driver’s license when living in Jersey City, head over to the New Jersey Motor Vehicle Commission’s website.
If living in Jersey City sounds great to you, then let the experts at Harrington Moving & Storage help you along the way! Our team of skilled Jersey City movers is ready to get you settled into your new home. Give us a call today at 973-313-2246 to discuss your move and get started with a free quote.

Harrington Movers
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